Marketing Analysis and Renewal Management
Utilizing Strategic Benefit Resources’ expertise and industry knowledge, underwriting guidelines, and contract provisions. We understand the value of medical stop-loss insurance, the underlying contract details and why they are important. Negotiations are not specific to rate alone. We work with industry leading carriers to analyze their contracts, their value added services and the specific needs of your client to ensure that we are delivering the best available benefits package for you to present to your clients.
- Initiate the stop-loss marketing process at optimal the time to secure early lock-in of risk.
- Obtain proposals from “A” rated carrier partners.
- Our request for proposal is unique to each client, focusing on current contract and benefit details and specific client situations.
- Our negotiations are not specific to rate alone. We explore benefit enhancements, value added services and customer needs to ensure the right solution fits your clients needs.
- We review plan document language and stop-loss contracts to ensure no gaps in coverage.
- We manage the disclosure process from initial claim review to potential laser mitigation.
- Utilizing our proprietary stop-loss optimization and decision support tool, SL Advisor 3.0, we make recommendations including a detailed analysis of the proposed coverage terms and pricing and analysis of the stop-loss proposals showing the optimal level of risk transfer based on where the markets are pricing out risk transfer premiums.